I’ll never forget the dread I felt that day, walking into the library with my shoelaces, perpetually undone, dragging behind me along the speckled turquoise carpet as I tried to discretely return my book, 10 days past due. The librarian was Mrs. Reid, a daunting lady whose tight chignon was a constant fixture on the nape of her neck and I was trying my very best to avoid her cold, steely eyes.
I still feel that way sometimes. It happens when I tackle the growing pile of bills on my desk, and realize, that buried somewhere within that pile is a late bill. But instead of a verbal slap on my wrist courtesy of Mrs. Reid, I get bombarded with very expensive late fees.
It’s hard enough to pay the bills for your cable, electricity, gas, and phone, let alone keep up with multiple lines of credit, all of which charge very high interest rates. This is why it’s a good idea to consolidate your debt by reducing the number of sources from which you borrow money. Home equity gives you access to the liquid assets that you have invested in your home and helps you reduce the number of bills you receive, making your debt that much more manageable. I bet Mrs. Reid would approve.
Posted by tezza on April 10, 2010 at 11:19 am
This is my first visit here, but I will be back soon, because I really like the way you are writing, it is so simple and honest